Loan Status
Loan Status
Encyclopedia terms, articles, and lessons about loan status.
Articles
February 1, 2026
ArticleWhat Is Mortgage Note Investing?
Mortgage note investing explained — how buying and selling notes works, who the key players are, and why investors choose this asset class.
November 27, 2025 · Ep. 8
PodcastWhy Default is an Opportunity
If you’re avoiding non-performing loans out of fear, you’re likely missing the most profitable part of the mortgage note business.
November 11, 2025 · Ep. 3
PodcastPerforming vs Non-Performing Notes
Performing vs. non-performing mortgage notes compared. Understand the pros, cons, risk profiles, and strategic plays behind each note type.
Lessons
Encyclopedia Terms
Performing Loan
A performing loan is a mortgage note where the borrower is current on payments, offering investors predictable cash flow backed by real estate collateral.
Re-Performing Loan
A re-performing loan (RPL) is a previously defaulted mortgage now making payments after a modification, priced between NPLs and performing notes.
Re-Performing Note
A re-performing note is a previously defaulted mortgage note now making payments after a workout, priced by post-modification payment history length.
Seasoning
Seasoning is the age of a mortgage loan since origination, affecting pricing, risk assessment, and eligibility for resale or securitization.