⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
⚠ Redemption period: Up to 12 Months. Borrower may reclaim property after sale.
ℹ Average 8.5 months to foreclosure — moderate timeline.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI494%
Yield98.8%
Timeline60 mo
Success40%
Est. Profit$31,970
IRR69.2%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
