Skip to content
FIXnotes
Notes for Sale|Learn Notes|Book a Call|Dashboard
Coming SoonThe Accelerator curriculum is currently in development — enrollment opens soon. Preview the full syllabus below and book a strategy session to be among the first to enroll when we launch.
Mortgage Note Mastermind

The Accelerator

Go from beginner to Certified Mortgage Note Specialist (CMNS) in 90 days. A structured, gated curriculum with knowledge checks and hands-on exercises that teaches you everything you need to transact in non-performing mortgage notes.

8Modules
24Lessons
90Day Program
CMNSCertification
🎓
Certified Mortgage Note Specialist (CMNS)Build your own portfolio or become a mortgage note matchmaker earning transaction fees — the CMNS designation proves you can source, evaluate, and close dealsThe CMNS certification is not required to buy loans on FIXnotes, but it is an important investment in your career. Graduates are equipped to independently source, evaluate, negotiate, and close non-performing mortgage note transactions — whether building their own portfolio or earning fees as a matchmaker.
📋
Complete Buyer Qualification Vetting PackageBuyer vetting is required to purchase assets on the platform — complete Module 7 to build a portable qualification package recognized by banks, hedge funds, and credit unionsThe 3-tier vetting process is required to participate as a buyer on the FIXnotes marketplace. Complete Module 7 to build your buyer qualification package — then access the FIXnotes marketplace or take it to any note seller in the industry.
Module 1

The Note Business

What mortgage notes are, how the market works, entity setup, and an overview of funding options.

1What Are Mortgage Notes?
2How the Secondary Market Works
3Setting Up Your Note Business
4🔧 Exercise: Build Your Business Profile
View Module →
Module 2

Deal Sourcing

Finding notes, evaluating sellers, reading data tapes, and building your buy box.

1Sources of Mortgage Notes
2Reading the Data Tape
3Evaluating Note Sellers
4🔧 Exercise: Filter a Data Tape
View Module →
Module 3

Pricing & Bidding

How to price NPLs, submit competitive offers, and understand market comps.

1NPL Pricing Methodology
2Submitting Competitive Bids
3🔧 Exercise: Price Three Assets
View Module →
Module 4

Due Diligence

Collateral file audit, title/tax/liens, property valuation, borrower research, and bankruptcy screening.

1Due Diligence Overview
2Auditing the Collateral File
3Title, Taxes, and Liens
4Property Value and Condition
5Borrower Research & Bankruptcy Screening
6🔧 Exercise: Run a Full DD Checklist
View Module →
Module 5

Transactions

Closing a purchase, servicing transfer, selling notes, brokering deals, and structuring for all parties.

1Closing a Note Purchase
2Servicing Transfer & Onboarding
3Selling Notes & Brokering Deals
4🔧 Exercise: Structure a Deal
View Module →
Module 6

Resolutions

Loan modifications, discounted payoffs, deed-in-lieu, short sales, foreclosure mechanics, and portfolio management.

1Resolution Strategies Overview
2Loan Modifications & Payment Plans
3Discounted Payoffs (DPOs)
4Foreclosure: Judicial vs. Non-Judicial
5Portfolio Management & Exit Strategies
6🔧 Exercise: Plan a Resolution Strategy
View Module →
Module 7

Compliance & Vetting

Regulatory landscape (FDCPA, FCRA, CFPB), servicing standards, and building your vetting package.

1The Regulatory Landscape
2Servicing Standards & Compliance
3Building Your Vetting Package
4🔧 Exercise: Complete Your Vetting Package
View Module →
Module 8

Capstone

Full deal simulation from data tape to resolution plan using real property data.

1🔧 Capstone: Full Deal Simulation
View Module →

Ready to accelerate?

Included with the Mortgage Note Mastermind. Book a free call to learn more.

Book a Strategy Session →